Like most WASPs, I prefer loafers and slippers to lace-up shoes any day! However, one must still invest in a good pair of lace-ups, and featured above and below are my favorite pair, Ralph Lauren Oxford Bluchers. Sure, I own black and brown cap-toe oxfords, but honestly, I probably wasted my money purchasing them since I never wear them. I find the blucher to be less formal than the cap-toe, but I still find them dressy enought to wear with suits. They also pair well with khakis and gray flannels! So, if you are looking for a good pair of lace-ups, opt for the blucher.